.lfcb-beginner{background:#f6f6f4;color:#171717;padding-bottom:80px}
.lfcb-beginner *{box-sizing:border-box}
.lfcb-beginner a{text-decoration:none}
.lfcb-beginner-hero{background:#202124;border-bottom:7px solid #c8102e;color:#fff}
.lfcb-beginner-hero>div{width:min(calc(100% - 48px),1200px);margin:auto;padding:68px 0}
.lfcb-beginner-hero small,.lfcb-beginner-lead small,.lfcb-beginner-next small{color:#e31b3d;font:900 10px Inter,Arial,sans-serif;letter-spacing:.18em}
.lfcb-beginner-hero h1{max-width:850px;margin:8px 0 18px;font-size:clamp(38px,6vw,72px);line-height:1.15}
.lfcb-beginner-hero p{max-width:760px;margin:0;color:#ddd;font-size:16px;line-height:1.9}
.lfcb-beginner-hero nav{display:flex;gap:8px;margin-top:30px}
.lfcb-beginner-hero nav a{display:flex;align-items:center;min-height:44px;padding:0 16px;border:1px solid #555;color:#fff;font-size:12px;font-weight:800}
.lfcb-beginner-lead,.lfcb-beginner-grid,.lfcb-beginner-next{width:min(calc(100% - 48px),1200px);margin-left:auto;margin-right:auto}
.lfcb-beginner-lead{padding:70px 0}
.lfcb-beginner-lead h2{margin:8px 0 18px;font-size:clamp(30px,4vw,48px)}
.lfcb-beginner-lead p{max-width:850px;margin:0;color:#555;font-size:16px;line-height:2}
.lfcb-beginner-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.lfcb-beginner-grid>a{position:relative;min-height:270px;padding:28px;background:#fff;border-bottom:5px solid #202124;color:#171717}
.lfcb-beginner-grid>a:hover{border-color:#c8102e}
.lfcb-beginner-grid strong{position:absolute;right:20px;top:18px;color:#ddd;font:900 42px Inter}
.lfcb-beginner-grid small{color:#c8102e;font:900 10px Inter;letter-spacing:.14em}
.lfcb-beginner-grid h2{margin:34px 0 12px;font-size:24px}
.lfcb-beginner-grid p{color:#666;font-size:13px;line-height:1.8}
.lfcb-beginner-grid b{position:absolute;left:28px;bottom:26px;color:#c8102e;font-size:11px}
.lfcb-beginner-next{display:grid;grid-template-columns:1fr 380px;gap:56px;margin-top:72px;padding:48px;background:#202124;color:#fff;border-bottom:7px solid #c8102e}
.lfcb-beginner-next h2{margin:8px 0 14px;font-size:32px}
.lfcb-beginner-next p{margin:0;color:#ccc;line-height:1.9}
.lfcb-beginner-next nav{display:grid}
.lfcb-beginner-next nav a{display:flex;justify-content:space-between;align-items:center;border-bottom:1px solid #555;color:#fff;font-weight:800}
.lfcb-beginner-next nav b{color:#e31b3d}
@media(max-width:900px){.lfcb-beginner-grid{grid-template-columns:repeat(2,1fr)}
.lfcb-beginner-next{grid-template-columns:1fr}
}
@media(max-width:767px){.lfcb-beginner{padding-bottom:56px}
.lfcb-beginner-hero>div,.lfcb-beginner-lead,.lfcb-beginner-grid,.lfcb-beginner-next{width:calc(100% - 32px)}
.lfcb-beginner-hero>div{padding:42px 0}
.lfcb-beginner-hero p{font-size:14px}
.lfcb-beginner-hero nav{flex-wrap:wrap}
.lfcb-beginner-lead{padding:48px 0}
.lfcb-beginner-lead p{font-size:14px}
.lfcb-beginner-grid{grid-template-columns:1fr}
.lfcb-beginner-grid>a{min-height:230px;padding:24px}
.lfcb-beginner-grid b{left:24px}
.lfcb-beginner-next{gap:28px;margin-top:48px;padding:28px 22px}
.lfcb-beginner-next nav a{min-height:52px}
}
.lfcb-beginner-essentials{width:min(calc(100% - 48px),1200px);margin:0 auto;display:grid;gap:24px}
.lfcb-essential-card{overflow:hidden;background:#fff;border-top:8px solid #202124;border-bottom:8px solid #c8102e}
.lfcb-essential-card>header{position:relative;padding:48px 56px 36px;border-bottom:1px solid #ddd}
.lfcb-essential-card>header>span{position:absolute;right:46px;top:22px;color:#e5e5e3;font:900 clamp(64px,10vw,112px)/1 Inter,Arial,sans-serif}
.lfcb-essential-card>header small{position:relative;color:#c8102e;font:900 11px Inter,Arial,sans-serif;letter-spacing:.18em}
.lfcb-essential-card>header h2{position:relative;max-width:800px;margin:14px 0 12px;font-size:clamp(32px,5vw,52px);line-height:1.18}
.lfcb-essential-card>header p{position:relative;max-width:760px;margin:0;color:#666;font-size:15px;line-height:1.8}
.lfcb-essential-copy{padding:40px 56px}
.lfcb-essential-copy>p{max-width:920px;margin:0 0 24px;color:#333;font-size:16px;line-height:2.05}
.lfcb-essential-copy strong{font-weight:900}
.lfcb-essential-facts{display:grid;grid-template-columns:repeat(3,1fr);margin:34px 0;padding:0;background:#202124;color:#fff}
.lfcb-essential-facts div{display:flex;align-items:center;gap:18px;min-height:132px;padding:24px 28px;border-right:1px solid #4a4a4a}
.lfcb-essential-facts div:last-child{border-right:0}
.lfcb-essential-facts b{color:#fff;font:900 clamp(40px,6vw,68px)/1 Inter,Arial,sans-serif}
.lfcb-essential-facts span{color:#ddd;font-size:12px;font-weight:800;line-height:1.6}
.lfcb-essential-list{max-width:920px;margin:32px 0;padding:0;border-top:2px solid #202124;list-style:none}
.lfcb-essential-list li{display:grid;grid-template-columns:150px 1fr;gap:24px;padding:18px 0;border-bottom:1px solid #ddd}
.lfcb-essential-list b{font-size:14px}
.lfcb-essential-list span{color:#555;font-size:14px;line-height:1.8}
.lfcb-essential-copy .lfcb-essential-note{margin-bottom:0;padding:22px 24px;border-left:4px solid #c8102e;background:#f6f6f4;color:#444;font-size:14px}
.lfcb-essential-card>footer{display:flex;gap:8px;padding:0 56px 40px}
.lfcb-essential-card>footer a{display:inline-flex;align-items:center;justify-content:space-between;min-height:48px;padding:0 18px;border:1px solid #ccc;color:#171717;font-size:13px;font-weight:900}
.lfcb-essential-card>footer a:hover{border-color:#c8102e;color:#c8102e}
.lfcb-essential-card>footer b{margin-left:24px;color:#c8102e}
.lfcb-beginner-grid--next{margin-top:32px}
@media(max-width:767px){.lfcb-beginner-essentials{width:calc(100% - 32px);gap:16px}.lfcb-essential-card{border-top-width:6px;border-bottom-width:6px}.lfcb-essential-card>header{padding:30px 22px 24px}.lfcb-essential-card>header>span{right:18px;top:16px;font-size:62px}.lfcb-essential-card>header small{font-size:9px}.lfcb-essential-card>header h2{max-width:82%;margin-top:12px;font-size:30px}.lfcb-essential-card>header p{font-size:13px;line-height:1.75}.lfcb-essential-copy{padding:26px 22px}.lfcb-essential-copy>p{margin-bottom:20px;font-size:15px;line-height:1.95}.lfcb-essential-facts{grid-template-columns:1fr;margin:26px 0}.lfcb-essential-facts div{min-height:88px;padding:16px 22px;border-right:0;border-bottom:1px solid #4a4a4a}.lfcb-essential-facts div:last-child{border-bottom:0}.lfcb-essential-facts b{min-width:62px;font-size:42px}.lfcb-essential-list li{grid-template-columns:1fr;gap:5px;padding:15px 0}.lfcb-essential-list span{font-size:13px}.lfcb-essential-copy .lfcb-essential-note{padding:18px;font-size:13px}.lfcb-essential-card>footer{display:grid;padding:0 22px 28px}.lfcb-essential-card>footer a{width:100%;font-size:12px}.lfcb-beginner-grid--next{margin-top:24px}}